(1) Where a cheque clearly bears across the front of the cheque the addition of:
(a) 2 parallel transverse lines; or
(b) 2 parallel transverse lines with the words not negotiable between, or substantially between, the lines;
the addition is a crossing of the cheque, and the cheque is a crossed cheque.
(2) Nothing written or placed on a cheque, other than an addition of a kind referred to in subsection ( 1), is effective as a crossing of the cheque.
(3) Without limiting the generality of subsection ( 2), the addition of the words not negotiable to a cheque otherwise than between, or substantially between, 2 parallel transverse lines across the front of the cheque is not effective as a crossing of the cheque.