(1) An application under section 23AA may not be brought more than 2 years after the relevant contract, mortgage or guarantee is rescinded or discharged or the credit provider writes off the relevant debt, whichever occurs first.
(2) An application under section 23F may not be brought more than 2 years after the relevant fee or charge is charged under the contract, mortgage or guarantee or the credit provider writes off the relevant debt, whichever occurs first.