(1) The Authority must not include protected information in a report mentioned in section 12.
(2) Before giving such a report to the Minister, the Authority must consult with the following to ensure that protected information is not included in the report:
(a) if the report is prepared using information obtained by the Authority from APRA--APRA;
(b) if the report is prepared using information obtained by the Authority from ASIC--ASIC.
(3) This section does not apply in relation to protected information that has already been lawfully made available to the public.