Commonwealth Consolidated Acts Commonwealth Consolidated ActsA person incurs a HELP debt if he or she receives, as HECS - HELP assistance, FEE - HELP assistance, OS - HELP assistance, SA - HELP assistance or STARTUP - HELP assistance, a loan from the Commonwealth under Chapter 3.
A person also incurs a HELP debt if he or she receives, as VET FEE - HELP assistance, a loan from the Commonwealth under Schedule 1A.
A person will also have incurred a HELP debt if (before 1 July 2019) the Secretary used an amount of a VET student loan approved under the VET Student Loans Act 2016 to pay tuition fees for the person.
HELP debts are incorporated into the person's accumulated HELP debt. This accumulated debt forms the basis of working out the amounts that the person is obliged to repay (see Part 4 - 2).
Note: If the Secretary uses an amount of a VET student loan approved under the VET Student Loans Act 2016 to pay tuition fees for a person on or after 1 July 2019, the person incurs a debt under that Act.