(1) It is a defence to an action to recover the debt from the licence holder or special purpose consent holder if:
(a) the holder produces evidence that the holder took all reasonable steps to comply with the compliance direction; and
(b) the evidence is not rebutted.
(2) It is a defence to an action to recover the debt from the associate if:
(a) the associate produces evidence that the associate did not know of, and could not reasonably be expected to know of, the existence of the compliance direction; and
(b) the evidence is not rebutted.