Commonwealth Consolidated Acts Commonwealth Consolidated Acts(1) A credit provider has made an information request in relation to an individual if the provider has sought information about the individual from a credit reporting body:
(a) in connection with an application for consumer credit made by the individual to the provider; or
(b) in connection with an application for commercial credit made by a person to the provider; or
(c) for a credit guarantee purpose of the provider in relation to the individual; or
(d) for a securitisation related purpose of the provider in relation to the individual.
(2) A mortgage insurer has made an information request in relation to an individual if:
(a) the insurer has sought information about the individual from a credit reporting body; and
(b) the information was sought in connection with the provision of insurance to a credit provider in relation to mortgage credit provided by the provider to:
(i) the individual; or
(ii) a person for whom the individual is, or is proposing to be, a guarantor.
(3) A trade insurer has made an information request in relation to an individual if:
(a) the insurer has sought information about the individual from a credit reporting body; and
(b) the information was sought in connection with the provision of insurance to a credit provider in relation to commercial credit provided by the provider to the individual or another person.