(1) An inspector:
(a) must, on the completion of an investigation of the whole or a part of the affairs of a private health insurer, report in writing to APRA on the result of the investigation; and
(b) if so directed in writing by APRA, must make such written reports during the investigation as are specified in the direction; and
(c) may make one or more other written reports to APRA during the investigation.
(2) Subject to subsection (3), an inspector may include in a report under this section any recommendations that the inspector considers appropriate.
(3) An inspector must not include in a report under this section:
(a) a recommendation relating to the institution of criminal proceedings; or
(b) a statement to the effect that the inspector considers that a specified person has committed a criminal offence.
(4) However, if an inspector considers that criminal proceedings ought to be instituted or that a person has committed a criminal offence, the inspector must state that opinion in writing given to APRA.