(1) If a person is qualified for a student start - up loan for a qualification period:
(a) the loan becomes payable to the person on the day the Secretary determines the person's claim for the loan; and
(b) the Secretary must pay the amount of the loan to the person as soon as reasonably practicable after that day.
(2) Despite subsection (1), if:
(a) a person is qualified for a student start - up loan for a qualification period because the person is receiving youth allowance; and
(b) the whole or a part of the person's instalment of youth allowance is paid to a parent of the person, under section 45 of this Act, in respect of a period that includes the day the Secretary determines the person's claim for the loan;
the Secretary may pay the whole, or the same proportion, of the person's loan to that parent or to any other person.