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TREASURY LAWS AMENDMENT (2020 MEASURES NO. 6) ACT 2020 - SCHEDULE 2

Amendments of the consumer data right

Part   1 -- Initial amendments

Competition and Consumer Act 2010

1   Paragraph   56AC(2)(c)

Omit "beginning to hold the designated information", substitute "holding the designated information".

2   Paragraph   56AJ(1)(b)

Repeal the paragraph, substitute:

  (b)   the CDR data is held by (or on behalf of) the person on or after the earliest holding day specified in the designation instrument; and

  (ba)   in the case of the CDR data beginning to be held by (or on behalf of) the person before that earliest holding day, the CDR data:

  (i)   is of continuing use and relevance; and

  (ii)   is not about the provision before that earliest holding day of a product or service by (or on behalf of) the person; and

3   Subsection   56AJ(1) (note 2)

Repeal the note, substitute:

Note 2:   For a product or service that the person began providing before the earliest holding day and continued providing after that day:

(a)   subparagraph   (ba)(ii) means the person will not be the data holder of CDR data about the person's provision of the product or service before that day; but

(b)   the person will be the data holder of CDR data about the person's provision of the product or service on or after that day.

4   Subsection   56AM(4)

Omit "if it is not chargeable CDR data.", substitute:

    if:

  (a)   the consumer data rules require it to be disclosed; and

  (b)   it is not chargeable CDR data.

5   At the end of section   56AR

Add:

  (5)   If the CDR provisions so apply to an entity covered by subsection   (1):

  (a)   as a data holder of CDR data, the entity is conferred such functions as are necessary to enable the entity to operate as a data holder in accordance with the CDR provisions; or

  (b)   as a designated gateway for CDR data, the entity is conferred such functions as are necessary to enable the entity to operate as a designated gateway in accordance with the CDR provisions.

6   At the end of Division   1 of Part   IVD

Add:

Subdivision F -- Application to acts done by or in relation to agents etc. of CDR entities

56AU   Acts done by or in relation to agents etc. of CDR entities

Conduct of agents etc. of a CDR entity attributable to the CDR entity

  (1)   For the purposes of this Part and the consumer data rules, each of the following provisions applies to a CDR entity who is not a body corporate in a corresponding way to the way that provision applies to a CDR entity who is a body corporate:

  (a)   section   84 of this Act;

  (b)   section   97 of the Regulatory Powers Act (to the extent that it applies in relation to a provision of this Part).

Acts done in relation to an agent of a CDR entity taken to be done in relation to the CDR entity

  (2)   For the purposes of this Part and the consumer data rules, if an act is done by a person in relation to another person (the agent ) who:

  (a)   is acting on behalf of a CDR entity; and

  (b)   is so acting within the agent's actual or apparent authority;

the act is taken to have also been done in relation to the CDR entity.

Definitions

  (3)   In this section:

"CDR entity" means any of the following:

  (a)   a data holder of CDR data;

  (b)   an accredited person;

  (c)   a designated gateway for CDR data.

7   At the end of paragraph   56BD(1)(b)

Add:

  ; or (iv)   a data holder of the CDR data by a designated gateway for the CDR data; or

  (v)   a person acting on behalf a person referred to in subparagraph   (ii), (iii) or (iv).

8   After paragraph   56BJ(i)

Insert:

  (ia)   rules requiring agents of any of the following entities (a CDR entity ):

  (i)   a data holder of CDR data;

  (ii)   an accredited person;

  (iii)   a designated gateway for CDR data;

    to do or not to do specified things when acting on behalf of the CDR entity and within the agent's actual or apparent authority;

9   Section   56EA

Omit:

The privacy safeguards apply mainly to accredited data recipients, but also to data holders and designated gateways, in relation to their handling of the CDR data.

substitute:

The privacy safeguards apply mainly to accredited persons, but also to data holders and designated gateways, in relation to their handling or future handling of the CDR data.

10   After paragraph   56EC(4)(a)

Insert:

  (aa)   if section   56ED, 56EE, 56EF or 56EG applies to an accredited person in relation to CDR data--the corresponding Australian Privacy Principle does not apply to the accredited person in relation to the CDR data; and

11   Subsection   56EC(5)

Omit "paragraphs   (4)(b) to (d)", substitute "paragraphs   (4)(aa) to (d)".

12   Before paragraph   56EC(5)(a)

Insert:

  (aa)   an accredited person who does not become an accredited data recipient of the CDR data; or

13   Paragraph   56ED(1)(b)

Before "an accredited data recipient", insert "an accredited person who is or who may become".

14   Subsection   56ED(5)

After "If the CDR entity is", insert "an accredited person who is or who may become".

15   Paragraph   56ED(5)(a)

Before "held by", insert "that is or may become".

16   Paragraph   56ED(5)(a)

After "is held", insert "or is to be held".

17   Subsection   56EE(1)

Repeal the subsection, substitute:

  (1)   A person who is:

  (a)   an accredited data recipient of CDR data; or

  (b)   an accredited person who may become an accredited data recipient of CDR data;

must give each CDR consumer for that CDR data the option of using a pseudonym, or not identifying themselves, when dealing with the person in relation to that CDR data.

Note:   The CDR participant from whom the person acquired (or may acquire) the CDR data may be subject to a similar obligation under Australian Privacy Principle   2.

18   Section   56EH

Omit "If a person collects CDR data in accordance with section   56EF, the person must:", substitute "If an accredited data recipient of CDR data collected the CDR data in accordance with section   56EF, the accredited data recipient must:".

19   Paragraph   56EN(4)(b)

After "requests", insert ", in accordance with the consumer data rules,".

20   Subsection   56EN(4)

After "request by disclosing the corrected CDR data", insert ", in accordance with the consumer data rules,".

21   After subsection   56EN(4)

Insert:

  (4A)   Subsection   (4) does not apply in the circumstances specified in the consumer data rules.

22   After subsection   56ER(1)

Insert:

  (1A)   The Information Commissioner may assess whether an accredited person who may become an accredited data recipient of CDR data is complying with:

  (a)   section   56ED (about privacy safeguard 1); or

  (b)   the consumer data rules to the extent that those rules relate to that section.

23   Subsections   56ER(2) and (3)

Omit "the assessment", substitute "an assessment under subsection   (1) or (1A)".

24   Paragraph   56ET(3)(a)

Omit "or designated gateway", substitute ", designated gateway or accredited person".

25   Subsection   56ET(3)

Omit "act of practice", substitute "act or practice".

26   After paragraph   56ET(4)(b)

Insert:

  or (c)   an accredited person who may become an accredited data recipient of CDR data;

27   Subparagraph   56ET(5)(b)(ii)

Omit "respondent; and", substitute "respondent; or".

28   At the end of paragraph   56ET(5)(b)

Add:

  (iii)   in the case of a complaint about an act or practice of an accredited person who may become an accredited data recipient of CDR data--the accredited person is the respondent; and

29   At the end of paragraph   56ET(5)(d)

Add:

  (iii)   a paragraph that states that an act or practice of an accredited person who may become an accredited data recipient of CDR data has breached a privacy safeguard; and

Part   2 -- Later amendments

Competition and Consumer Act 2010

30   Subsection   56AD(2)

Repeal the subsection, substitute:

  (2)   Before making an instrument under subsection   56AC(2), the Minister must:

  (a)   be satisfied that the Secretary of the Department has complied with section   56AE in relation to the making of the instrument; and

  (b)   wait at least 60 days after the day the Secretary publishes the report relating to the making of the instrument (see section   56AE).

31   Section   56AE

Repeal the section, substitute:

56AE   Secretary must arrange for analysis, consultation and report about an instrument proposing to designate a sector

  (1)   The Secretary of the Department complies with this section in relation to the making of an instrument under subsection   56AC(2) if the Secretary arranges for all of the following:

  (a)   an analysis of the matters in paragraphs 56AD(1)(a) to (e) in relation to the instrument;

  (b)   public consultation about those matters in relation to the instrument:

  (i)   for at least 28 days; and

  (ii)   in one or more ways that includes making information available on the Department's website and inviting the public to comment;

  (c)   consultation with each of the following about those matters in relation to the instrument:

  (i)   the Commission;

  (ii)   the Information Commissioner;

  (iii)   the person or body (if any) that the Secretary believes to be the primary regulator of the sector that the instrument would designate;

  (iv)   any person or body prescribed by the regulations;

  (d)   the preparation of a report for the Minister about that analysis and consultation.

  (2)   The Secretary must publish the report on the Department's website.

56AEA   Commission must analyse an instrument proposing to designate a sector

    When the Commission is consulted under subparagraph   56AE(1)(c)(i), the Commission must analyse the matters in paragraphs 56AD(1)(a) to (e) in relation to the instrument.

32   Section   56AG

Repeal the section.

33   Section   56AH

Omit "56AE, 56AF or 56AG", substitute "56AE, 56AEA or 56AF".

34   Section   56BA (heading)

Omit " Commission ", substitute " Minister ".

35   Subsection   56BA(1)

Omit "Commission", substitute "Minister".

36   Subdivision C of Division   2 of Part   IVD

Repeal the Subdivision, substitute:

Subdivision C -- Process for making consumer data rules etc.

56BP   Minister's tasks before making the rules

    Before making consumer data rules under subsection   56BA(1), the Minister must:

  (a)   consider the kinds of matters referred to in paragraphs 56AD(1)(a) and (b) in relation to the making of the rules; and

  (b)   be satisfied that the Secretary of the Department has complied with section   56BQ in relation to the making of the rules; and

  (c)   wait at least 60 days after the day public consultation begins under paragraph   56BQ(b) about the making of the rules.

56BQ   Secretary must arrange for consultation and report before the rules are made

    The Secretary of the Department complies with this section in relation to the making of consumer data rules if the Secretary arranges for all of the following:

  (a)   an analysis of the kinds of matters referred to in paragraphs 56AD(1)(a) and (b) in relation to the making of the rules;

  (b)   public consultation about the making of the rules:

  (i)   for at least 28 days; and

  (ii)   in one or more ways that includes making information available on the Department's website and inviting the public to comment;

  (c)   consultation with each of the following about the making of the rules:

  (i)   the Commission;

  (ii)   the Information Commissioner;

  (iii)   the person or body (if any) that the Secretary believes to be the primary regulator of the sector;

  (iv)   any person or body prescribed by the regulations;

  (d)   the preparation of a report for the Minister about that analysis and consultation.

56BR   Commission and Information Commissioner must analyse the proposed rules

    When consulted under paragraph   56BQ(c), the Commission and the Information Commissioner must each analyse the kinds of matters referred to in paragraphs 56AD(1)(a) and (b) in relation to the making of the rules.

56BS   Emergency rules: public consultation not required etc.

  (1)   The Minister may make consumer data rules under subsection   56BA(1):

  (a)   without complying with paragraph   56BP(b) or (c); but

  (b)   after consulting the Commission and Information Commissioner;

if the Minister believes (whether or not that belief is reasonable) that it is necessary to do so in order to avoid a risk of serious harm to:

  (c)   the efficiency, integrity or stability of any aspect of the Australian economy; or

  (d)   the interests of consumers.

Note:   The Minister still needs to comply with paragraph   56BP(a).

  (2)   However, a failure to comply with paragraph   (1)(b) of this section does not invalidate consumer data rules made as described in subsection   (1).

Note:   Such rules may have a limited life (see section   56BT).

56BT   Emergency rules: consequences if made

    If:

  (a)   the Minister makes consumer data rules as described in subsection   56BS(1) (the emergency rules ); and

  (b)   the emergency rules are made without consulting either the Commission or the Information Commissioner, or both;

the emergency rules cease to be in force 6 months after the day they are made.

Note:   If the emergency rules vary other consumer data rules, this section causes only the emergency rules to cease to be in force.

56BTA   Other matters

    A failure to comply with section   56BP, 56BQ or 56BR does not invalidate consumer data rules made under subsection   56BA(1).

37   Section   56DA (heading)

Omit " Commission ", substitute " Minister ".

38   Subsections   56DA(1) and (2)

Omit "Commission", substitute "Minister".

39   Subsection   56DA(3)

Omit "Commission" (wherever occurring), substitute "Minister".

40   Subsection   56DA(4)

Omit "Commission must consult the Information Commissioner about the scheme", substitute "Minister must arrange for the Information Commissioner to be consulted about the scheme".

41   Paragraph   56GA(1)(b)

Repeal the paragraph, substitute:

  (b)   to consult with or advise any of the following about any matter relevant to the operation of this Part (or the operation of instruments made under this Part):

  (i)   the Minister;

  (ii)   the Secretary of the Department;

  (iii)   the Commission;

  (iv)   the Data Standards Chair.

42   After section   56GA

Insert:

56GAA   Delegation by Secretary

  (1)   The Secretary of the Department may, in writing, delegate all or any of the Secretary's functions or powers under this Part to an SES employee, or an acting SES employee, in the Department.

Note:   Sections   34AA to 34A of the Acts Interpretation Act 1901 contain provisions relating to delegations.

  (2)   In performing a delegated function or exercising a delegated power, the delegate must comply with any written directions of the Secretary.

56GAB   Concurrent operation of State and Territory laws

    The CDR provisions are not intended to exclude or limit the operation of a law of a State or Territory that is capable of operating concurrently with the CDR provisions.

43   After subsection   157AA(2)

Insert:

Disclosure to the Secretary

  (2A)   The Commission or a Commission official may disclose to:

  (a)   the Secretary of the Department; or

  (b)   any employee of the Department or consultant assisting the Secretary in performing the Secretary's functions, or exercising the Secretary's powers, relating to Part   IVD;

any information that the Commission obtains under this Act, or the consumer data rules, that is relevant or likely to be relevant to the functions or powers referred to in paragraph   (b).

Note:   The Privacy Act 1988 also contains provisions relevant to the use and disclosure of information.

  (2B)   The Secretary or a person mentioned in paragraph   (2A)(b) must only use the information:

  (a)   for a purpose connected with the performance of the functions, or the exercise of the powers, referred to in paragraph   (2A)(b); and

  (b)   in accordance with any conditions imposed under subsection   (4).

44   Subsection   157AA(4)

Omit "(1) or (3)", substitute "(1), (2A) or (3)".

45   Application, saving and transitional provisions

Consultation underway for designating a sector

(1)   Despite the amendments of Part   IVD of the Competition and Consumer Act 2010 made by this Part, Part   IVD of that Act continues to apply, in relation to consultation by the Minister:

  (a)   starting before the commencement of this Part; and

  (b)   under subsection   56AD(2) of that Act (as in force immediately before that commencement);

as if those amendments had not been made.

Existing rules taken to be have been made by the Minister

(2)   Despite the amendments of Part   IVD of the Competition and Consumer Act 2010 made by this Part, rules made by the Commission that are in force under subsection   56BA(1) of that Act immediately before the commencement of this Part:

  (a)   continue in force; and

  (b)   may be dealt with;

on and after that commencement as if they had been made by the Minister under that subsection as amended by this Part.

Consultation underway for making consumer data rules

(3)   If:

  (a)   at a time (the consultation start time ) before the commencement of this Part, the Commission begins consulting the public under paragraph   56BQ(1)(a) of the Competition and Consumer Act 2010 (as in force at that time) about the making of consumer data rules; and

  (b)   immediately before the commencement of this Part, the rules that were the subject of that consultation have yet to be made;

then, on and after that commencement, Subdivision C of Division   2 of Part   IVD of that Act applies to that consultation as if the Secretary had arranged for it to begin under paragraph   56BQ(b) of that Act (as amended by this Part) at the consultation start time.



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