Commonwealth Consolidated Acts

LIFE INSURANCE ACT 1995 - NOTES

No. 4, 1995

Compilation No. 68

Compilation date: 14 October 2024

Includes amendments: Act No. 39, 2024

About this compilation

This compilation

This is a compilation of the Life Insurance Act 1995 that shows the text of the law as amended and in force on 14  October 2024 (the compilation date).

The notes at the end of this compilation (the endnotes) include information about amending laws and the amendment history of provisions of the compiled law.

Uncommenced amendments

The effect of uncommenced amendments is not shown in the text of the compiled law. Any uncommenced amendments affecting the law are accessible on the Register (www.legislation.gov.au). The details of amendments made up to, but not commenced at, the compilation date are underlined in the endnotes. For more information on any uncommenced amendments, see the Register for the compiled law.

Application, saving and transitional provisions for provisions and amendments

If the operation of a provision or amendment of the compiled law is affected by an application, saving or transitional provision that is not included in this compilation, details are included in the endnotes.

Editorial changes

For more information about any editorial changes made in this compilation, see the endnotes.

Modifications

If the compiled law is modified by another law, the compiled law operates as modified but the modification does not amend the text of the law. Accordingly, this compilation does not show the text of the compiled law as modified. For more information on any modifications, see the Register for the compiled law.

Self-repealing provisions

If a provision of the compiled law has been repealed in accordance with a provision of the law, details are included in the endnotes.

Contents

Part 1--Preliminary

1 Short title

2 Commencement

3 Objects of Act

4 Additional operation of Act

5 Exclusion of certain State insurance

6 Extension of Act to Norfolk Island

7 General administration of Act

7A Determination that certain provisions do not apply

7B Breach of condition of a determination under section 7A

8 Dictionary

8A Approved manner and form of applications and notices

Part 2--Explanation of key concepts

9 Life policy

9A Continuous disability policy

10 Issue and ownership of policies

11 Life insurance business

12 Classes of life insurance business

12A Declarations that insurance or annuity business is life insurance business

12B Declarations that other financial business is life insurance business

13 Business of a statutory fund

14 Investment account benefits, investment-linked benefits

15 Participating, non-participating benefits

15A Relevant group of bodies corporate

16 Related bodies corporate and subsidiaries

Part 2A--Special provisions relating to life companies that are friendly societies

Division 1--Preliminary

16A Overview

16B Definitions

Division 2--Friendly societies and how this Act applies to them

16C What is a friendly society?

16D Act applies to friendly societies in accordance with this Part

16E Restriction on use of expression friendly society

Division 3--Modified operation of key concepts

16F Issue, ownership etc. of policies

Division 4--Modified operation of provisions relating to statutory funds

Subdivision 1--Modifications

16G Act generally applies as if references to a statutory fund were references to an approved benefit fund

16GA Modification of section 30

16H Modification of section 34

16HA Modification of section 35

16HB Modification of section 36

16I Modification of section 38

16J Modification of section 43

16K Modification of section 45

16KA Other modifications of Part 4

Subdivision 2--Approved benefit fund rules

16L Approval of benefit fund rules

16N When benefit fund rules approved by APRA come into force

16O Benefit fund rules approved by APRA and in force form part of company's constitution

16P Amendment of approved benefit fund rules not effective unless approved by APRA

16Q Amendment of approved benefit fund rules on initiative of friendly society

16R Amendment of approved benefit fund rules as required by APRA

16T When amendment of benefit fund rules approved or determined by APRA come into force

16U Approval of consequential amendments of company's constitution

16V Consequential amendments of constitution as required by APRA

16X When consequential amendments approved or determined by APRA come into force

16Y Consequential amendments approved by APRA and in force take effect as amendments of company's constitution

16Z Contractual effect of approved benefit fund rules and policies

Division 5--Modified operation of provisions relating to financial management

16ZAA Modification of Part 6

Division 6--Modified operation of provisions relating to policies

16ZAB Modification of section 198

16ZA Assignment of an interest in a benefit fund that is, because of section 16F, taken to be a policy

16ZAAA Modification of section 201

16ZAAB Modification of section 213

16ZAAC Modification of Division 7 of Part 10

16ZAAD Modification of section 226

16ZAAE Modification of section 227

16ZAAF Modification of section 229

Division 7--Other modifications

16ZAAG Modification of section 242

16ZB Certain friendly societies may continue to carry on health insurance business--modified operation of this Act

16ZC Other modifications

Part 2B--Special provisions relating to Australian branches of foreign life insurance companies

16ZD Eligible foreign life insurance company

16ZE Limited application of Act to eligible foreign life insurance companies

16ZF Compliance Committee of eligible foreign life insurance company

16ZG Address for service of eligible foreign life insurance companies

Part 3--Registration of life companies and their NOHCs

Division 1--Registration of life companies

17 When registration is required

18 Certain activities not regarded as carrying on life business

19 Certain persons taken to carry on life business etc.

20 Application for registration

21 Decision on application for registration

22 Conditions on registration

23 Breach of registration conditions

26 When APRA may revoke registration

27 Voluntary deregistration

27A Assignment of liabilities to enable revocation

Division 2--Registration of NOHCs of life companies

28A Registration as a NOHC

28B Conditions on a NOHC registration

28BA Breach of conditions on a NOHC registration

28C When APRA may revoke a NOHC registration

28D When APRA must revoke a NOHC registration

28E Continuation of body corporate's NOHC registration

28 Continuation of effect of company's registration

28AA APRA may give notice to ensure that life company has a registered NOHC

Part 4--Statutory funds of life companies

Division 1--General requirements

29 What is a statutory fund?

30 Outline of requirements regarding statutory funds

31 Requirement that company have statutory funds

32 Duty of company in relation to statutory funds

33 Notice to APRA when fund established

34 Assets of statutory fund

35 Identification of policies referable to statutory fund

36 Payments to statutory fund

37 Capital payments to statutory funds

38 Expenditure and application of statutory fund

38A Charges relating to derivatives

38B Friendly societies mortgaging and charging assets of approved benefit funds

39 Prohibition of reinsurance between funds

40 Mortgages etc. of assets

41 Effect of non-compliance with section 38general

41A Effect of non-compliance with section 38certain classes of transactions

42 Investment performance guarantee--limit of certain liabilities

43 Investment of statutory funds

43A Investment of statutory funds--investment in subsidiaries of life company

45 Transfer of assets between funds

46 Restriction on restructure or termination of statutory funds

47 Ascertainment of income and outgoings of a statutory fund

Division 2--Duties and liabilities of directors etc.

48 Duty of directors in relation to statutory funds

49 APRA may give notice

50 Liability of directors

51 APRA's power to sue in the name of a company

Division 3--Restructure and termination of statutory funds

52 Restructure of statutory funds

53 Termination of statutory funds

Division 4--Additional requirements for transfer of policies between statutory funds by endorsement

55 Additional requirements for transfer of policies between statutory funds by endorsement

Division 5--Allocation of profits and losses and capital payments

56 Interpretation

57 Obligation to allocate operating profit or loss

58 Operating profit etc.

59 Allocation of operating profit etc.

60 Basis of allocation of operating profit etc.

Division 6--Distribution of retained profits and shareholders' capital

61 Interpretation

62 Distribution of retained profits

63 Distribution of shareholders' capital

Part 6--Financial management of life companies etc.

Division 1--Preliminary

74 Interpretation

Division 2--Financial records and statements

75 Financial records--Australian and Australian/overseas funds

76 Financial records--overseas funds

76A Keeping records

77 Financial year of a life company

78 Treatment of income and outgoings relating to mixed business

79 Treatment of income or outgoings relating to 2 or more categories of business etc.

80 Basis of apportionment

81 Treatment of appreciation and depreciation of assets

83 Requirement for life company to have an auditor

83A Additional auditors

83B Compliance with prudential standards

84 Appointment of auditor

85 Ending an appointment as auditor

86 Life company must enable auditors

87 Notification of appointment etc. of auditor

88 Obligations of auditors of certain bodies to report to bodies and APRA

88A Auditor may give information to APRA

88B Duty of auditor to give information when required

89 Qualified privilege of auditors

90 Auditor must notify APRA of attempts to unduly influence etc. the auditor

91 Giving auditor false or misleading information

Division 3--Appointed actuaries

93 Appointment

94 Ending an appointment as actuary

95 Notification of appointment etc.

96 Compliance with prudential standards

97 Role of actuary

98 Actuary's obligation to report to APRA

98A Appointed actuary may give information to APRA

98B Duty of appointed actuary to give information when required

99 Qualified privilege of appointed actuary

Division 8--Miscellaneous

114 Method of valuing policy liabilities

124 Policy owner's right to copy of reporting documents

125 Referring matters to professional associations for auditors and actuaries

125A APRA may direct removal of auditor or actuary

Part 7--Monitoring and investigation of life companies and registered NOHCs

Division 1--Preliminary

126 Interpretation

127 Appointment of authorised persons

128 Associated body corporate

129 Related bodies corporate

Division 2--Monitoring life companies and registered NOHCs

130 Purpose of Division

131 Requirement to give information to Regulator

132 Requirement to produce records

132A Requirement to notify APRA of certain matters

133 Access to premises

133A Enforceable undertakings

Division 3--Investigation by APRA

135 Giving of show cause notice

136 Grounds for giving of show cause notice

137 Decision to investigate

138 Investigation of associated body corporate

139 Investigation procedure

140 Access to premises for purposes of investigation

141 Requirement to produce records

142 Regulator's power to require assistance

143 Application for warrant to seize records not produced

144 Grant of warrant

145 Powers if records produced or seized

146 Powers if records not produced

147 Offences related to investigations

149 Regulator must give body corporate written summary of conclusions

151 Identity cards

Division 4--Special provisions relating to the execution of warrants

152 Interpretation

153 Use of equipment to examine or process things

154 Use of electronic equipment at premises

155 Compensation for damage to electronic equipment

156 Copies of seized things to be provided

Division 5--Protections in relation to information

156F Self-incrimination

Part 8--Judicial management, other external administration and winding up

Division 1--Judicial management

157 Application for order for judicial management

158 Order for judicial management after investigation

159 Order for judicial management on other grounds

160 Commencement of judicial management

161 Moratorium--effect of judicial management on court and tribunal proceedings

161A Moratorium--effect of judicial management on enforcement process regarding property

161B Moratorium--effect of judicial management on disposal of property

161C Moratorium--Restrictions on exercise of third party property rights

161D Moratorium--effect of judicial management on supply of essential services

161E Moratorium--effect of judicial management on annual general meeting

163 Appointment of judicial manager

164 Remuneration of judicial manager

165 Effect of judicial management on powers of officers etc.

165A Effect on external administrator of judicial manager managing company

165B Judicial management not ground for denial of obligations

166 Continued application of other Parts of Act

167 Court's control of judicial manager

168 Powers of judicial manager

168A Judicial manager's additional powers to facilitate recapitalisation

168B Considering report before acting under section 168A

168C Act under section 168A not ground for denial of obligations

169 Application by APRA for instructions to judicial manager

170 Request by APRA for information

171 Duration of judicial management

172 Cancellation of judicial management

173 Judicial manager must conduct management efficiently and economically

174 Disclaimer of onerous property

175 Report by judicial manager

176 Order of Court on report of judicial manager

177 Transfer of business to another company

178 Resignation

179 Immunity

179A Exceptions to Part IV of the Competition and Consumer Act 2010

Division 1AA--Statutory management of life company

Subdivision A--General provisions relating to statutory management

179AA Consequences of inability or failure of life company etc. to meet certain requirements

179AB Start of control of body corporate's business by Life Insurance Act statutory manager

179AC Life Insurance Act statutory managers--termination of control

Subdivision B--Provisions dealing with control of a body corporate's business by a Life Insurance Act statutory manager

179AD Life Insurance Act statutory manager's powers and functions

179AE Safeguards on exercise of Life Insurance Act statutory manager's powers and functions

179AF Life Insurance Act statutory manager's additional powers to facilitate recapitalisation

179AG Considering report before acting under section 179AF

179AH Act under section 179AF not ground for denying obligation

179AI APRA may require a person to give information etc. for the purposes of this Division

179AJ Administrator in control--additional powers to recommend action by APRA

179AK Life Insurance Act statutory manager's liabilities and duties

179AL Transaction by Life Insurance Act statutory manager not voidable under section 588FE of the Corporations Act 2001

179AM Administrator in control--additional duties

179AN Administrator in control--additional duties where action may affect financial system stability in Australia

179AO Termination of Life Insurance Act statutory manager's appointment

179AP Effect on directors of Life Insurance Act statutory manager taking control of a body corporate's business

179AQ Effect on external administrator of Life Insurance Act statutory manager taking control of a body corporate's business

179AR Moratorium--effect of Life Insurance Act statutory management on court and tribunal proceedings

179AS Moratorium--effect of Life Insurance Act statutory management on enforcement process regarding property

179AT Moratorium--effect of Life Insurance Act statutory management on disposal of property

179AU Moratorium--Restrictions on exercise of third party property rights

179AV Moratorium--effect of Life Insurance Act statutory management on supply of essential services

179AW Moratorium--effect of Life Insurance Act statutory management on annual general meeting

179AX Life Insurance Act statutory manager being in control not grounds for denial of obligations

179AY Application of other provisions

179AZ Costs of statutory management

179AZA APRA must report to Minister and publish information about statutory management

179AZB Exceptions to Part IV of the Competition and Consumer Act 2010

Division 1A--Other external administration

179B Relationship of this Division with Chapter 5 of the Corporations Act 2001

179C Involving APRA in proposed appointment of external administrators of life companies and NOHCs

Division 2--Winding-up

180 Winding-up of life companies

181 Order on application by APRA

182 Operation of Corporations Act

183 Notification to APRA regarding applications by liquidator

183A Application by liquidator for directions--voluntary winding up of friendly society

183B Application by APRA--voluntary winding up of friendly society

184 Application by APRA for directions

185 APRA's power to ask for information

186 Determination of amounts to be treated as liabilities of life company

187 Application of statutory fund assets

188 Liability of directors for loss to statutory fund

Part 9--Transfers and amalgamations of life insurance business

189 Interpretation

190 Transfer or amalgamation of life insurance business

191 Steps to be taken before application for confirmation

192 Actuarial report on scheme

193 Application to Court

194 Confirmation of scheme

195 Effect of confirmation etc.

196 Costs of actuary's report

197 Documents to be given to APRA in case of transfer or amalgamation

Part 10--Provisions relating to policies

Division 1--Issue of policies

198 Alteration of proposal and policy forms

199 Capacity of young persons to insure etc.

Division 2--Assignments and mortgages

200 Assignment of policy

201 Mortgages and trusts

202 Effect of notice of trust etc.

203 Transfer of policy after change of trustee

Division 2A--Restriction on assignment or commutation of payments under structured settlements and structured orders

203A Definitions

203B Application of Division to tax-exempt annuities and lump sums

203C Assignments or commutations of tax-exempt annuities are generally not effective

203D Assignments or commutations of tax-exempt lump sums are not effective

203E Relationship with Division 2

Division 3--Protection of policies

204 Protection of interest of insured

205 Protection of policy money on person's death

Division 4--Surrender values, paid-up policies and non-forfeiture of policies

206 Application of Division

207 Surrender of policies

208 Relaxation of company's obligations to surrender

209 Paid-up policies

210 Non-forfeiture of policies in certain cases of non-payment of premiums

Division 5--Payment of policy money

211 Probate or administration not necessary in certain cases--a single policy

212 Probate or administration not necessary in certain cases--2 or more policies

213 Death of policy owner who is not the life insured

214 Company not bound to see to the application of money paid by it

215 Power to pay money into Court

216 Unclaimed money

216AA Publication etc. of information in unclaimed money register

216A Disclosure of information relating to unclaimed money

217 No deduction in respect of other policies

Division 6--Children's advancement policies

218 Interpretation

219 Property in child's advancement policy

220 Death or bankruptcy of policy owner

Division 7--Lost or destroyed policy documents

221 Lost or destroyed policy--issue of replacement policy document

222 Form of replacement policy document

223 Other matters relating to certain replacement policy documents

224 Claim under policy where policy document lost or destroyed

225 Application of sections 221, 222, 223 and 224 to replacement policy document

Division 8--General

226 Registers

227 Registration of policies

228 Effect of suicide on policy

229 Condition as to war risk void

230 Policies not invalidated by contraventions of the Act

Part 10A--Prudential standards and directions

Division 1--Prudential standards

230A APRA may make prudential standards for life companies, registered NOHCs and subsidiaries

230AAA Obligation to comply with the prudential standards

Division 1A--Conversion and write-off provisions

230AAB Definitions

230AAC Conversion and write-off provisions

230AAD Conversion or write-off etc. not grounds for denial of obligations

Division 2--Directions

Subdivision A--Recapitalisation directions

230AA Who this Subdivision applies to

230AB Recapitalisation direction by APRA

230AC Additional contents of a recapitalisation direction

230AD Compliance with a recapitalisation direction

230AE APRA must obtain expert's report on the fair value of shares etc.

230AF Determination of the fair value of shares by an expert

230AG Determination of the fair value of rights by an expert

230AH Ascertaining the fair value of other capital instruments

230AI Contravention of certain provisions does not affect the validity of recapitalisation direction etc.

230AJ Recapitalisation direction not grounds for denial of obligations

230AK Supply of information about issue and revocation of recapitalisation directions

230AL Non-compliance with a recapitalisation direction

230AM Exceptions to Part IV of the Competition and Consumer Act 2010

Subdivision B--Other directions

230B APRA may give directions in certain circumstances

230C Direction not grounds for denial of obligations

230D Supply of information about issue and revocation of directions

230F Non-compliance with a direction

Subdivision C--Secrecy and disclosure provisions relating to all directions

231 APRA may determine that a direction is covered by secrecy provision

231A Secrecy relating to directions

231B Disclosure of publicly available information

231C Disclosure allowed by APRA

231D Disclosure to legal representative for purpose of seeking legal advice

231E Disclosure allowed by APRA Act secrecy provision

231F Disclosure in circumstances set out in the regulations

231G Disclosure for purpose

231H Exceptions operate independently

Part 11--Miscellaneous

233 Operation of State and Territory laws

233A Transfer by life insurance company to statutory fund

234 Prohibition of mixed insurance business

235 Injunctions

236 Review of certain decisions

237 Constitution and procedure of Tribunal

240 Register of Life Companies and Non-Operating Holding Companies

241 Inspection of Register etc.

242 Non-shareholder members of life company--voting by post

245 Disqualified persons not to be directors, principal executive officers etc. of life companies

245A Court power of disqualification

245B Court power to revoke or vary a disqualification etc.

245C Privilege against exposure to penalty--disqualification under section 245A

246 Principal executive officer

246A Protection from liability--general

246B Protection from liability--directions and secrecy

246C Protection from liability--provisions do not limit each other

247 Protection of person who discloses information etc. under compulsion

248 Offences

250 Conduct by directors, employees and agents

251 Compensation for acquisition of property

251AA Act has effect despite the Corporations Act

251A Authorising contracts etc. for protecting policy owners' interests and financial system stability

251B Borrowing funds for payments under authorised contracts etc.

253 Regulations

Part 12--How this Act affects existing life companies etc.

254 Companies registered under Life Insurance Act 1945

264 Saving provision: sections 83, 84 and 94 of the Life Insurance Act 1945

265 Transitional provision--industrial policies

Schedule 1--Dictionary

Schedule 2--Modifications relating to friendly societies

Part 1--Modification of Part 4 of this Act

1 Modification of Part 4 of this Act

Part 2--Modification of Part 6 of this Act

2 Sections 75 and 76 of this Act

Endnotes

Endnote 1--About the endnotes

Endnote 2--Abbreviation key

Endnote 3--Legislation history

Endnote 4--Amendment history

Endnotes

Endnote 1--About the endnotes

The endnotes provide information about this compilation and the compiled law.

The following endnotes are included in every compilation:

Endnote 1--About the endnotes

Endnote 2--Abbreviation key

Endnote 3--Legislation history

Endnote 4--Amendment history

Abbreviation key--Endnote 2

The abbreviation key sets out abbreviations that may be used in the endnotes.

Legislation history and amendment history--Endnotes 3 and 4

Amending laws are annotated in the legislation history and amendment history.

The legislation history in endnote 3 provides information about each law that has amended (or will amend) the compiled law. The information includes commencement details for amending laws and details of any application, saving or transitional provisions that are not included in this compilation.

The amendment history in endnote 4 provides information about amendments at the provision (generally section or equivalent) level. It also includes information about any provision of the compiled law that has been repealed in accordance with a provision of the law.

Editorial changes

The Legislation Act 2003 authorises First Parliamentary Counsel to make editorial and presentational changes to a compiled law in preparing a compilation of the law for registration. The changes must not change the effect of the law. Editorial changes take effect from the compilation registration date.

If the compilation includes editorial changes, the endnotes include a brief outline of the changes in general terms. Full details of any changes can be obtained from the Office of Parliamentary Counsel.

Misdescribed amendments

A misdescribed amendment is an amendment that does not accurately describe how an amendment is to be made. If, despite the misdescription, the amendment can be given effect as intended, then the misdescribed amendment can be incorporated through an editorial change made under section  15V of the Legislation Act 2003.

If a misdescribed amendment cannot be given effect as intended, the amendment is not incorporated and "(md not incorp)" is added to the amendment history.

Endnote 2--Abbreviation key

 

ad = added or inserted	o = order(s)
am = amended	Ord = Ordinance
amdt = amendment	orig = original
c = clause(s)	par = paragraph(s)/subparagraph(s)
C[x] = Compilation No. x	/sub-subparagraph(s)
Ch = Chapter(s)	pres = present
def = definition(s)	prev = previous
Dict = Dictionary	(prev ... ) = previously
disallowed = disallowed by Parliament	Pt = Part(s)
Div = Division(s)	r = regulation(s)/rule(s)
ed = editorial change	reloc = relocated
exp = expires/expired or ceases/ceased to have	renum = renumbered
effect	rep = repealed
F = Federal Register of Legislation	rs = repealed and substituted
gaz = gazette	s = section(s)/subsection(s)
LA = Legislation Act 2003	Sch = Schedule(s)
LIA = Legislative Instruments Act 2003	Sdiv = Subdivision(s)
(md) = misdescribed amendment can be given	SLI = Select Legislative Instrument
effect	SR = Statutory Rules
(md not incorp) = misdescribed amendment	Sub-Ch = Sub-Chapter(s)
cannot be given effect	SubPt = Subpart(s)
mod = modified/modification	underlining = whole or part not
No. = Number(s)	commenced or to be commenced

Endnote 3--Legislation history

 

Act	Number and year	Assent	Commencement	Application, saving and transitional provisions
Life Insurance Act 1995	4, 1995	23 Feb 1995	1 July 1995 (s 2(1) and gaz 1995, No GN24)
Superannuation Industry (Supervision) Legislation Amendment Act 1995	144, 1995	12 Dec 1995	Sch 2: 12 Dec 1995 (s 2(1))	--
Workplace Relations and Other Legislation Amendment Act 1996	60, 1996	25 Nov 1996	Sch 19 (item 25): 25 Nov 1996 (s 2(1))	--
Retirement Savings Accounts (Consequential Amendments) Act 1997	62, 1997	28 May 1997	2 June 1997 (s 2 and gaz 1997, No S202)	--
Financial Laws Amendment Act 1997	107, 1997	30 June 1997	Sch 12: 30 June 1997 (s 2(1))	--
as amended by
Financial Sector Reform (Amendments and Transitional Provisions) Act (No. 1) 1999	44, 1999	17 June 1999	Sch 6 (item 6): 30 June 1997 (s 3(7))	--
Financial Sector Reform (Consequential Amendments) Act 1998	48, 1998	29 June 1998	Sch 1 (item 116): 1 July 1998 (s 2(2))	--
Financial Sector Reform (Amendments and Transitional Provisions) Act 1998	54, 1998	29 June 1998	Sch 13 (items 1-187): 1 July 1998 (s 2(2)(k)) Sch 13 (items 188-197): 29 June 1998 (s 2(13))	Sch 13 (item 197)
as amended by
Financial Sector Reform (Amendments and Transitional Provisions) Act (No. 1) 1999	44, 1999	17 June 1999	Sch 6 (item 10): 1 July 1998 (s 3(8))	--
Company Law Review Act 1998	61, 1998	29 June 1998	Sch 4 (items 13-25): 1 July 1998 (s 2(2) and gaz 1998, No S317) Sch 5 (items 34-36): 1 July 1998 (s 2(5))
as amended by
Taxation Laws Amendment (Company Law Review) Act 1998	63, 1998	29 June 1998	Sch 7: 1 July 1998 (s 2(1) and gaz 1998, No S325)	--
Financial Sector Reform (Amendments and Transitional Provisions) Act (No. 1) 1999	44, 1999	17 June 1999	Sch 4: 1 July 1999 (s 3(2)(c), (16) and gaz 1999, No S283) Sch 8 (items 10-20, 22, 23): 17 June 1999 (s 3(1))	Sch 8 (items 10-20, 22, 23)
Corporate Law Economic Reform Program Act 1999	156, 1999	24 Nov 1999	Sch 5 (items 22-25): 13 Mar 2000 (s 2(2)(b) and gaz 2000, No S114)	--
Financial Sector Reform (Amendments and Transitional Provisions) Act (No. 1) 2000	24, 2000	3 Apr 2000	Sch 6: 1 July 1999 (s 2(6)) Sch 12 (items 1-3, 8): 3 Apr 2000 (s 2(1), (12), (13))	Sch 12 (items 1-3, 8)
Criminal Code Amendment (Theft, Fraud, Bribery and Related Offences) Act 2000	137, 2000	24 Nov 2000	Sch 2 (items 268, 418, 419): 24 May 2001 (s 2(3))	Sch 2 (items 418, 419)
Treasury Legislation Amendment (Application of Criminal Code) Act (No. 1) 2001	31, 2001	28 Apr 2001	Sch 1 (items 1-4) and Sch 2: Royal Assent Sch 1 (items 171, 172): 18 Jan 2001 (s 2(2)) Remainder: 15 Dec 2001 (s 2(4))	--
as amended by
Treasury Legislation Amendment (Application of Criminal Code) Act (No. 3) 2001	117, 2001	18 Sept 2001	Sch 2 (items 2-5): 15 Dec 2001 (s 2(4))	--
Corporations (Repeals, Consequentials and Transitionals) Act 2001	55, 2001	28 June 2001	s 4-14 and Sch 3 (items 305-334): 15 July 2001 (s 2(1), (3) and gaz 2001, No. S285)	s 4-14
Financial Sector (Collection of Data--Consequential and Transitional Provisions) Act 2001	121, 2001	24 Sept 2001	s 1-3: Royal Assent Remainder: 1 July 2002 (s. 2(2) and gaz 2002, No GN24)	Sch 2 (item 75)
Financial Services Reform (Consequential Provisions) Act 2001	123, 2001	27 Sept 2001	Sch 1 (items 257, 258): 11 Mar 2002 (s 2(1), (6))	--
Financial Sector Legislation Amendment Act (No. 1) 2002	37, 2002	26 June 2002	Sch 6: 27 June 2002 (s 2(1) item 5)	--
Workplace Relations Legislation Amendment (Registration and Accountability of Organisations) (Consequential Provisions) Act 2002	105, 2002	14 Nov 2002	Sch 3 (item 54): 12 May 2003 (s 2(1) item 27)	--
Taxation Laws Amendment (Structured Settlements and Structured Orders) Act 2002	139, 2002	19 Dec 2002	Sch 1 (items 2, 17): 19 Dec 2002 (s 2)	Sch 1 (item 17)
US Free Trade Agreement Implementation Act 2004	120, 2004	16 Aug 2004	Sch 4: 1 Jan 2005 (s 2(1) item 5)	--
Administrative Appeals Tribunal Amendment Act 2005	38, 2005	1 Apr 2005	Sch 1 (items 224, 225): 16 May 2005 (s 2(1) item 6)	--
Statute Law Revision Act 2005	100, 2005	6 July 2005	Sch 1 (item 29): 6 July 2005 (s 2(1) item 18)	--
Statute Law Revision Act 2006	9, 2006	23 Mar 2006	Sch 1 (item 17): 23 Mar 2006 (s 2(1) item 11)	--
Statute Law Revision Act 2007	8, 2007	15 Mar 2007	Sch 1 (item 17): 1 July 1999 (s 2(1) item 14) Sch 1 (item 18): 1 July 1995 (s 2(1) item 15)	--
Private Health Insurance (Transitional Provisions and Consequential Amendments) Act 2007	32, 2007	30 Mar 2007	Sch 2 (items 55, 56): 1 Apr 2007 (s 2(1) item 7)	--
Financial Sector Legislation Amendment (Restructures) Act 2007	117, 2007	28 June 2007	28 June 2007 (s 2)	--
Financial Sector Legislation Amendment (Simplifying Regulation and Review) Act 2007	154, 2007	24 Sept 2007	Sch 1 (items 67-135, 290, 293, 296): 24 Sept 2007 (s 2(1) item 2) Sch 1 (items 189-237): 1 Jan 2008 (s 2(1) item 3) Sch 1 (items 256-273, 276-289): 1 July 2011 (s 2(1) item 5)	Sch 1 (items 290, 293, 296)
as amended by
Financial Sector Legislation Amendment (Prudential Refinements and Other Measures) Act 2010	82, 2010	29 June 2010	Sch 4 (item 26): 27 July 2010 (s 2(1) item 14)	--
Financial Sector Legislation Amendment (Review of Prudential Decisions) Act 2008	25, 2008	26 May 2008	Sch 1 (items 22-34), Sch 2 (items 17-25), Sch 3 (items  28-31) and Sch 4 (items 28-37, 43): 26 May 2008 (s 2(1) items 2, 5, 6, 11)	Sch 1 (item 34), Sch 2 (item 25) and Sch 4 (item 43)
as amended by
Statute Law Revision Act 2010	8, 2010	1 Mar 2010	Sch 2 (item 10): 26 May 2008 (s 2(1) item 13)	--
First Home Saver Accounts (Consequential Amendments) Act 2008	45, 2008	25 June 2008	Sch 3 (items 16-27): 26 June 2008 (s 2)	--
as amended by
Statute Law Revision Act 2010	8, 2010	1 Mar 2010	Sch 2 (item 12): 26 June 2008 (s 2(1) item 15)	--
First Home Saver Accounts (Further Provisions) Amendment Act 2008	92, 2008	30 Sept 2008	Sch 2 (items 39, 40): 1 Oct 2008 (s 2(1) item 2)	--
Financial System Legislation Amendment (Financial Claims Scheme and Other Measures) Act 2008	105, 2008	17 Oct 2008	Sch 4: 18 Oct 2008 (s 2(1) item 3)	Sch 4 (items 5, 7, 12, 14, 22, 24, 30)
Same-Sex Relationships (Equal Treatment in Commonwealth Laws--General Law Reform) Act 2008	144, 2008	9 Dec 2008	Sch 14 (items 120-129): 10 Dec 2008 (s 2(1) item 36)	Sch 14 (item 129)
span>Fair Work (State Referral and Consequential and Other Amendments) Act 2009	54, 2009	25 June 2009	Sch 18 (item 12): 1 July 2009 (s 2(1) item 41)	--
Financial Sector Legislation Amendment (Enhancing Supervision and Enforcement) Act 2009	75, 2009	27 Aug 2009	Sch 1 (items 1-187): 27 Feb 2010 (s 2(1) item 2) Sch 2 (items 8, 14): 28 Aug 2009 (s 2(1) item 3)	Sch. 1 (items 14, 16, 81, 88, 117, 126, 135, 145, 180) and Sch 2 (item 14)
Financial Sector Legislation Amendment (Prudential Refinements and Other Measures) Act 2010	82, 2010	29 June 2010	Sch 3 (items 1-51, 53-63) and Sch 6 (items 1, 43-50): 27 July 2010 (s 2(1) items  8, 10, 17) Sch 3 (item 52): 1 Jan 2011 (s 2(1) item 52)	Sch 3 (items 62, 63)
as amended by
Statute Law Revision Act 2012	136, 2012	22 Sept 2012	Sch 2 (item 15): 27 July 2010 (s 2(1) item 15)	--
Trade Practices Amendment (Australian Consumer Law) Act (No. 2) 2010	103, 2010	13 July 2010	Sch 6 (items 1, 73): 1 Jan 2011	--
Acts Interpretation Amendment Act 2011	46, 2011	27 June 2011	Sch 2 (item 755) and Sch 3 (items 10, 11): 27 Dec 2011	Sch 3 (items 10, 11)
Treasury Legislation Amendment (Unclaimed Money and Other Measures) Act 2012	176, 2012	4 Dec 2012	Sch 3 (items 1-3): 1 July 2013 (s 2(1) item 6) Sch 3 (item 4): 5 Dec 2012 (s 2(1) item 7)	Sch 3 (item 4)
Public Governance, Performance and Accountability (Consequential and Transitional Provisions) Act 2014	62, 2014	30 June 2014	Sch 9 (items 216-219) and Sch 14: 1 July 2014 (s 2(1) items 6, 14)	Sch 14
as amended by
Public Governance and Resources Legislation Amendment Act (No. 1) 2015	36, 2015	13 Apr 2015	Sch 2 (items 7-9) and Sch 7: 14 Apr 2015 (s 2)	Sch 7
as amended by
Acts and Instruments (Framework Reform) (Consequential Provisions) Act 2015	126, 2015	10 Sept 2015	Sch 1 (item 486): 5 Mar 2016 (s 2(1) item 2)	--
Acts and Instruments (Framework Reform) (Consequential Provisions) Act 2015	126, 2015	10 Sept 2015	Sch 1 (item 495): 5 Mar 2016 (s 2(1) item 2)	--
Statute Law Revision Act (No. 1) 2015	5, 2015	25 Feb 2015	Sch 3 (items 112-116): 25 Mar 2015 (s 2(1) item 10)	--
Tax and Superannuation Laws Amendment (2015 Measures No. 1) Act 2015	70, 2015	25 June 2015	Sch 1 (items 118-128, 195-205): 1 July 2015 (s 2(1) items 3, 6)	Sch 1 (items 195-205)
Private Health Insurance (Prudential Supervision) (Consequential Amendments and Transitional Provisions) Act 2015	87, 2015	26 June 2015	Sch 1 (item 34): 1 July 2015 (s 2(1) item 2) Sch 2: 27 June 2015 (s 2(1) item 9)	Sch 2
Acts and Instruments (Framework Reform) (Consequential Provisions) Act 2015	126, 2015	10 Sept 2015	Sch 1 (items 328-330): 5 Mar 2016 (s 2(1) item 2)	--
Banking Laws Amendment (Unclaimed Money) Act 2015	129, 2015	16 Sept 2015	Sch 1 (items 8, 9): 31 Dec 2015 (s 2(1) item 1)	--
Statute Law Revision Act (No. 1) 2016	4, 2016	11 Feb 2016	Sch 4 (items 1, 206): 10 Mar 2016 (s 2(1) item 6)	--
Insolvency Law Reform Act 2016	11, 2016	29 Feb 2016	Sch 2 (items 284-286): 1 Mar 2017 (s 2(1) item 5)	--
Financial System Legislation Amendment (Resilience and Collateral Protection) Act 2016	43, 2016	4 May 2016	Sch 1 (items 45, 46, 48): 1 June 2016 (s 2(1) item 2)	Sch 1 (item 48)
Treasury Laws Amendment (Banking Measures No. 1) Act 2018	9, 2018	5 Mar 2018	Sch 4 (items 5, 6): 5 Mar 2018 (s 2(1) item 4)	--
Financial Sector Legislation Amendment (Crisis Resolution Powers and Other Measures) Act 2018	10, 2018	5 Mar 2018	Sch 3: 5 Mar 2018 (s 2(1) item 2)	Sch 3 (items 118-128)
Treasury Laws Amendment (Putting Consumers First--Establishment of the Australian Financial Complaints Authority) Act 2018	13, 2018	5 Mar 2018	s 4: 5 Mar 2018 (s 2(1) item 1) Sch 3 (items 7, 32): 5 Mar 2022 (s 2(1) item 8)	s 4 and Sch 3 (item 32)
Treasury Laws Amendment (Enhancing Whistleblower Protections) Act 2019	10, 2019	12 Mar 2019	Sch 1 (items 25-28): 1 July 2019 (s 2(1) item 2)	Sch 1 (item 28)
Treasury Laws Amendment (Combating Illegal Phoenixing) Act 2020	6, 2020	17 Feb 2020	Sch 1 (items 95, 96): 18 Feb 2020 (s 2(1) item 2)	--
Corporations Amendment (Corporate Insolvency Reforms) Act 2020	130, 2020	15 Dec 2020	Sch 1 (item 111): 1 Jan 2021 (s 2(1) item 2)	--
Financial Sector Reform (Hayne Royal Commission Response) Act 2020	135, 2020	17 Dec 2020	Sch 12 (item 12): 1 Jan 2021 (s 2(1) item 12)	--
Treasury Laws Amendment (2020 Measures No. 6) Act 2020	141, 2020	17 Dec 2020	Sch 4 (items 56-58, 145): 18 Dec 2020 (s 2(1) items 6, 16)	Sch 4 (item 145)
Financial Regulator Assessment Authority (Consequential Amendments and Transitional Provisions) Act 2021	64, 2021	29 June 2021	Sch 1 (items 12-14): 1 July 2021 (s 2(1) item 2)	Sch 1 (item 14)
Treasury Laws Amendment (2021 Measures No. 5) Act 2021	127, 2021	7 Dec 2021	Sch 2 (items 59, 60): 8 Dec 2021 (s 2(1) item 3) Sch 3 (items 73, 74): 1 Jan 2022 (s 2(1) item 6)	--
Financial Accountability Regime (Consequential Amendments) Act 2023	68, 2023	14 Sept 2023	Sch 1 (items 49-68) and Sch 2 (items 1, 25, 26): 15 Sept 2023 (s 2(1) items 2, 4)	Sch 2 (items 1, 25, 26)
Treasury Laws Amendment (Modernising Business Communications and Other Measures) Act 2023	69, 2023	14 Sept 2023	Sch 1 (items 113-124): 1 Jan 2024 (s 2(1) item 3)	Sch 1 (items 122-124)
Treasury Laws Amendment (2023 Law Improvement Package No. 1) Act 2023	76, 2023	20 Sept 2023	Sch 2 (items 671-674): 20 Oct 2023 (s 2(1) item 2) Sch 4 (items 26-77, 91-104, 116-135, 137): 1 Mar 2024 (s 2(1) items 15-18) Sch 6 (items 35, 36): 21 Sept 2023 (s 2(1) item 22)	Sch 4 (items 28, 31, 34, 38, 43, 46, 49, 52, 74, 117, 124, 133)
Administrative Review Tribunal (Consequential and Transitional Provisions No. 2) Act 2024	39, 2024	31 May 2024	Sch 14 (items 48-53): 14 Oct 2024 (s 2(1) item 2)	--
Treasury Laws Amendment (Financial Market Infrastructure and Other Measures) Act 2024	87, 2024	17 Sept 2024	Sch 1 (items 39, 40): 24 Sept 2024 (s 2(1) item 2)	--

Endnote 4--Amendment history

 

Provision affected	How affected
Part 1
s 3.....................	am No 54, 1998; No 44, 1999; No 105, 2008; No 82, 2010; No 9, 2018
s 4.....................	am No 75, 2009; No 10, 2018
s 7.....................	rs No 54, 1998
	am No 10, 2018; No 76, 2023
s 7A....................	ad No 154, 2007
	am No 10, 2018
s 7B....................	ad No 154, 2007
s 8.....................	am No 76, 2023
s 8A....................	ad No 76, 2023
Part 2
s 9A....................	ad No 107, 1997
	am No 44, 1999
s 11....................	am No 60, 1996; No 44, 1999; No 105, 2002; SLI 2006 No 50; No  54, 2009
s 12....................	am No 54, 1998; No 44, 1999
s 12A...................	ad No 44, 1999
	am No 154, 2007; No 75, 2009
s 12B...................	ad No 44, 1999
	am No 55, 2001; No 154, 2007; No 75, 2009
s 14....................	am No 54, 1998; No 45, 2008; No 70, 2015
s 15....................	am No 54, 1998; No 154, 2007
s 15A...................	ad No 10, 2018
s 16....................	am No 55, 2001; No 75, 2009; No 10, 2018
Part 2A
Part 2A..................	ad No 44, 1999
Division 1
s 16A...................	ad No 44, 1999
	am No 154, 2007; No 76, 2023
s 16B...................	ad No 44, 1999
	am No 154, 2007
Division 2
s 16C...................	ad No 44, 1999
	am No 55, 2001; No 154, 2007
s 16D...................	ad No 44, 1999
s 16E...................	ad No 44, 1999
	am No 31, 2001; No 82, 2010 (as am by No 136, 2012); No 4, 2016
Division 3
s 16F...................	ad No 44, 1999
	am No 76, 2023
Division 4
Subdivision 1
s 16G...................	ad No 44, 1999
s 16GA..................	ad No 76, 2023
s 16H...................	ad No 44, 1999
	am No 154, 2007
s 16HA..................	ad No 76, 2023
s 16HB..................	ad No 76, 2023
s 16I....................	ad No 44, 1999
s 16J....................	ad No 44, 1999
	am No 154, 2007
s 16K...................	ad No 44, 1999
s 16KA..................	ad No 76, 2023
Subdivision 2
s 16L...................	ad No 44, 1999
	am Nos. 31 and 55, 2001; No 154, 2007; No 82, 2010 (as am by No 136, 2012); No 4, 2016
s 16M...................	ad No 44, 1999
	am No 31, 2001
	rep No 154, 2007
s 16N...................	ad No 44, 1999
	am No 154, 2007
s 16O, 16P................	ad No 44, 1999
s 16Q...................	ad No 44, 1999
	am No 31, 2001; No 154, 2007; No 82, 2010 (as am by No 136, 2012); No 4, 2016
s 16R...................	ad No 44, 1999
	am No 31, 2001; No 154, 2007; No 82, 2010 (as am by No 136, 2012); No 4, 2016
s 16S...................	ad No 44, 1999
	am No 31, 2001
	rep No 154, 2007
s 16T...................	ad No 44, 1999
	am No 154, 2007
s 16U...................	ad No 44, 1999
	am No 31, 2001; No 154, 2007; No 82, 2010 (as am by No 136, 2012); No 4, 2016
s 16V...................	ad No 44, 1999
	am No 31, 2001; No 154, 2007; No 82, 2010 (as am by No 136, 2012); No 4, 2016
s 16W...................	ad No 44, 1999
	am No 31, 2001
	rep No 154, 2007
s 16X...................	ad No 44, 2007
	am No 154, 2007
s 16Y, 16Z................	ad No 44, 1999
Division 5
Division 5................	ad No 76, 2023
s 16ZAA.................	ad No 76, 2023
Division 6
Division 5 heading..........	rep No 76, 2023
Division 6 heading..........	ad No 76, 2023
s 16ZAB.................	ad No 76, 2023
s 16ZA..................	ad No 44, 1999
	am No 24, 2000
s 16ZAAA................	ad No 76, 2023
s 16ZAAB................	ad No 76, 2023
s 16ZAAC................	ad No 76, 2023
s 16ZAAD................	ad No 76, 2023
s 16ZAAE................	ad No 76, 2023
s 16ZAAF................	ad No 76, 2023
Division 7
Division 7................	ad No 76, 2023
s 16ZAAG................	ad No 76, 2023
s 16ZB..................	ad No 44, 1999
	am No 32, 2007; No 87, 2015
s 16ZC..................	ad No 44, 1999
	am No 46, 2011
Part 2B
Part 2B..................	ad No 120, 2004
s 16ZD..................	ad No 120, 2004
	am No 75, 2009; No 126, 2015
s 16ZE..................	ad No 120, 2004
	rs No 10, 2018
s 16ZF..................	ad No 120, 2004
s 16ZG..................	ad No 120, 2004
Part 3
Part 3 heading.............	rs No 75, 2009
Division 1
Division 1 heading..........	ad No 75, 2009
s 17....................	am No 44, 1999; No 75, 2009
s 20....................	am No 54, 1998
	rs No 154, 2007
	am No 75, 2009; No 82, 2010; No 76, 2023
s 21....................	am No 54, 1998; No 44, 1999; No 121, 2001; No 154, 2007; No 25, 2008; No  75, 2009; No 68, 2023
s 22....................	am No 54, 1998; No 75, 2009
	rs No 10, 2018
s 23....................	am No 54, 1998; No 61, 1998
	rep No 44, 1999
	ad No 10, 2018
s 24....................	am No 54, 1998
	rep No 44, 1999
s 25....................	am No 54, 1998
	rep No 154, 2007
s 26....................	am No 54, 1998; No 75, 2009
	rs No 10, 2018
	am No 68, 2023
s 27....................	am No 54, 1998; No 75, 2009; No 10, 2018
s 27A...................	ad No 10, 2018
Division 2
Division 2................	ad No 75, 2009
s 28A...................	ad No 75, 2009
	am No 82, 2010
s 28B...................	ad No 75, 2009
	am No 10, 2018
s 28BA..................	ad No 10, 2018
s 28C...................	ad No 75, 2009
	am No 10, 2018; No 68, 2023
s 28D...................	ad No 75, 2009
s 28E...................	ad No 82, 2010
s 28....................	am No 54, 1998; No 31, 2001
	rep No 154, 2007
	ad No 82, 2010
	am No 10, 2018
s 28AA..................	ad No 10, 2018
Part 4
Division 1
s 30....................	am No 54, 1998; No 44, 1999
s 31....................	am No 54, 1998; No 120, 2004
s 33....................	am No 54, 1998; No 76, 2023
s 34....................	am No 54, 1998; No 154, 2007
s 35....................	ad No 44, 1999
	am No 76, 2023
s 38....................	am No 107, 1997; No 54, 1998; No 82, 2010; No 76, 2023
s 38A...................	ad No 76, 2023
s 38B...................	ad No 76, 2023
s 39....................	am No 154, 2007
s 40....................	am No 54, 1998; No 154, 2007; No 25, 2008; No 76, 2023
s 41....................	am No 107, 1997
s 41A...................	ad No 107, 1997
	am No 54, 1998
s 42....................	am No 154, 2007
s 43....................	am No 54, 1998; No 55, 2001; No 10, 2018; No 76, 2023
s 43A...................	ad No 76, 2023
s 44....................	am No 54, 1998; No 154, 2007
	rep No 82, 2010
s 46....................	am No 54, 1998; No 44, 1999
s 47....................	am No 154, 2007
Division 2
s 48....................	am No 54, 1998
s 49....................	am No 107, 1997; No 54, 1998; No 25, 2008
s 50....................	am No 54, 1998
s 51....................	am No 54, 1998
Division 3
Division 3................	rs No 44, 1999
ss 52, 53.................	am No 54, 1998
	rs No 44, 1999
	am No 154, 2007
s 54....................	am No 54, 1998
	rs No 44, 1999
	rep No 154, 2007
Division 4
Division 4 heading..........	rs No 44, 1999
s 55....................	am No 54, 1998; No 44, 1999; No 154, 2007
Division 5
s 57....................	am No 54, 1998; No 121, 2001; No 154, 2007
s 60....................	am No 61, 1998
Division 6
s 61....................	am No 54, 1998; No 154, 2007
s 62, 63..................	am No 107, 1997; No 54, 1998; No 154, 2007; No 25, 2008
Part 5 heading.............	rs No 44, 1999
	rep No 154, 2007
Part 5...................	rep No 154, 2007
s 64....................	rep No 154, 2007
s 65....................	am No 54, 1998
	rep No 154, 2007
s 66....................	rep No 154, 2007
s 67....................	rep No 154, 2007
s 68....................	am No 107, 1997; No 54, 1998
	rep No 154, 2007
s 69....................	rep No 154, 2007
s 70....................	am No 54, 1998; No 44, 1999
	rep No 154, 2007
s 71....................	rep No 154, 2007
s 72....................	rep No 154, 2007
s 73....................	am No 107, 1997; No 54, 1998; No 44, 1999
	rep No 154, 2007
Division 3................	ad No 44, 1999
	rep No 154, 2007
s 73A-73E................	ad No 44, 1999
	rep No 154, 2007
s 73F...................	ad No 44, 1999
	am No 8, 2007
	rep No 154, 2007
Part 6
Part 6 heading.............	rs No 75, 2009
Division 1
s 74....................	am No 45, 2008; No 82, 2010; No 70, 2015
Division 2
s 76....................	am No 120, 2004
s 76A...................	ad No 82, 2010
	am No 76, 2023
s 77....................	am No 54, 1998; No 154, 2007
s 80....................	am No 154, 2007; No 82, 2010
s 82....................	am No 107, 1997; No 54, 1998
	rep No 121, 2001
s 83....................	am No 54, 1998; No 121, 2001
	rs No 154, 2007; No 82, 2010
s 83A, 83B................	ad No 82, 2010
s 84....................	am No 61, 1998; No 44, 1999
	rs No 154, 2007
	am No 25, 2008; No 82, 2010
s 85....................	am No 54, 1998; No 44, 1999; No 55, 2001
	rs No 154, 2007
	am No 25, 2008; No 82, 2010; No 68, 2023
s 86....................	am No 54, 1998; No 55, 2001
	rs No 154, 2007
	rep No 25, 2008
	ad No 82, 2010
s 87....................	am No 54, 1998; No 154, 2007; No 82, 2010
	rs No 75, 2009
s 88....................	am No 54, 1998; No 121, 2001; No 154, 2007; No 75, 2009; No 82, 2010; No 68, 2023
s 88A...................	ad No 154, 2007
	am No 75, 2009; No 10, 2018; No 68, 2023
s 88B...................	ad No 82, 2010
	am No 68, 2023
s 89....................	am No 55, 2001; No 121, 2001; No 75, 2009; No 82, 2010; No 68, 2023
s 90....................	rep No 154, 2007
	ad No 82, 2010
s 91....................	am No 54, 1998
	rep No 154, 2007
	ad No 82, 2010
s 92....................	am No 121, 2001; No 120, 2004
	rep No 154, 2007
Division 3
s 93....................	am No 54, 1998; No 154, 2007; No 25, 2008
s 94....................	am No 54, 1998
	rs No 154, 2007
	am No 25, 2008; No 68, 2023
s 94A...................	ad No 154, 2007
	rep No 25, 2008
s 95....................	am No 54, 1998; No 154, 2007
s 96....................	am No 154, 2007
s 97....................	rs No 154, 2007
s 98....................	am No 54, 1998; No 121, 2001; No 154, 2007; No 68, 2023
s 98A...................	ad No 154, 2007
	am No 10, 2018; No 68, 2023
s 98B...................	ad No 82, 2010
	am No 68, 2023
s 99....................	am No 68, 2023
Division 4................	rep No 154, 2007
s 100-111................	rep No 154, 2007
s 112...................	am No 54, 1998
	rep No 154, 2007
Division 5................	rep No 154, 2007
s 113...................	am No 120, 2004
	rep No 154, 2007
Division 6................	rep No 154, 2007
Division 7................	rep No 154, 2007
Division 8
Division 8................	ad No 44, 1999
	rs No 154, 2007
s 114...................	rs No 154, 2007
s 115...................	am No 54, 1998
	rep No 154, 2007
s 116...................	rep No 154, 2007
s 117, 118................	am No 54, 1998
	rep No 121, 2001
s 119, 120................	am No 54, 1998
	rep No 154, 2007
s 121...................	am No 54, 1998
	rep No 121, 2001
s 122...................	am No 54, 1998; No 121, 2001
	rep No 154, 2007
s 123...................	am No 54, 1998
	rep No 154, 2007
s 124...................	am No 54, 1998; No 121, 2001
	rs No 154, 2007
	am No 82, 2010
s 125...................	am No 54, 1998
	rs No 154, 2007
	am No 82, 2010; No 11, 2016
s 125A..................	ad No 44, 1999
	am No 121, 2001
	rep No 154, 2007
	ad No 25, 2008
	am No 75, 2009; No 82, 2010; No 68, 2023
s 125B..................	ad No 44, 1999
	am No 121, 2001
	rep No 154, 2007
Part 7
Part 7 heading.............	rs No 75, 2009
Division 1
s 126...................	am No 123, 2001; No 45, 2008; No 75, 2009; No 82, 2010; No 70, 2015
s 127...................	am No 54, 1998
s 128...................	am No 75, 2009
s 129...................	am No 55, 2001; No 75, 2009
Division 2
Division 2 heading..........	rs No 75, 2009
s 130...................	am No 54, 1998; No 75, 2009
s 131, 132................	am No 54, 1998; No 75, 2009
s 132A..................	ad No 154, 2007
	am No 75, 2009; No 82, 2010
s 133...................	am No 54, 1998; No 75, 2009
s 133A..................	ad No 154, 2007
Division 3
Division 3 heading..........	rs No 154, 2007
s 134...................	am No 107, 1997; No 54, 1998
	rep No 25, 2008
s 135...................	am No 54, 1998; No 75, 2009
s 136...................	am No 54, 1998; No 121, 2001; No 154, 2007; No 75, 2009
s 137...................	am No 54, 1998; No 75, 2009; No 82, 2010; No 11, 2016
s 138-141................	am No 54, 1998; No 75, 2009
s 142...................	am No 54, 1998; No 75, 2009
s 143...................	am No 54, 1998; No 75, 2009
s 144...................	am No 54, 1998
s 147...................	am No 107, 1997; No 54, 1998; No 31, 2001 (as rep by No 117, 2001); No  75, 2009; No 4, 2016
s 148...................	am No 54, 1998
	rep No 154, 2007
s 149...................	am No 54, 1998; No 75, 2009
s 150...................	am No 107, 1997; No 54, 1998; No 31, 2001 (as rep by No 117, 2001); No  121, 2001
	rep No 25, 2008
s 151...................	am No 54, 1998; No 31, 2001; No 8, 2007
Division 3A...............	ad No 144, 1995
	rep No 13, 2018
s 151A..................	ad No 144, 1995
	am No 62, 1997
	rep No 13, 2018
Division 4
s 152-156................	am No 75, 2009
Division 5
Division 5................	am No 10, 2019
Subdivision A.............	rep No 10, 2019
s 156A..................	ad No 154, 2007
	am No 75, 2009; No 82, 2010
	rep No 10, 2019
s 156B..................	ad No 154, 2007
	rep No 10, 2019
s 156C..................	ad No 154, 2007
	rep No 10, 2019
s 156D..................	ad No 154, 2007
	rep No 10, 2019
s 156E..................	ad No 154, 2007
	am No 75, 2009; No 82, 2010
	rep No 10, 2019
Subdivision B heading........	rep No 10, 2019
s 156F...................	ad No 154, 2007
Part 8
Part 8 heading.............	rs No 105, 2008
Division 1
s 157...................	am No 54, 1998
s 158...................	am No 10, 2018
s 159...................	am No 154, 2007; No 10, 2018
s 160...................	am No 105, 2008
s 161...................	am No 105, 2008
	rs No 10, 2018
s 161A..................	ad No 10, 2018
s 161B..................	ad No 10, 2018
s 161C..................	ad No 10, 2018
s 161D..................	ad No 10, 2018
	am No 87, 2024
s 161E..................	ad No 10, 2018
s 162...................	rep No 10, 2018
s 163...................	am No 105, 2008; No 82, 2010; No 10, 2018
s 165...................	am No 120, 2004; No 9, 2006; No 105, 2008; No 82, 2010
	rs No 10, 2018
s 165A..................	ad No 105, 2008
	am No 10, 2018
s 165B..................	ad No 105, 2008
	am No 43, 2016
	rs No 10, 2018
s 166...................	am No 121, 2001; No 10, 2018; No 68, 2023
s 167...................	am No 54, 1998
s 168A..................	ad No 105, 2008
	am No 10, 2018
s 168B..................	ad No 105, 2008
s 168C..................	ad No 105, 2008
	am No 43, 2016
	rs No 10, 2018
s 169...................	am No 54, 1998
s 170...................	am No 54, 1998
s 172...................	am No 54, 1998; No 10, 2018
s 174...................	am No 55, 2001
s 175...................	am No 54, 1998; No 105, 2008; No 82, 2010; No 10, 2018
s 176...................	am No 54, 1998; No 61, 1998; No 105, 2008; No 10, 2018
s 177...................	am No 10, 2018
s 179...................	rs No 10, 2018
	am No 6, 2020
s 179A..................	ad No 105, 2008
	am No 103, 2010
Division 1AA
Division 1AA..............	span>ad No 10, 2018
Subdivision A
s 179AA.................	ad No 10, 2018
s 179AB.................	ad No 10, 2018
s 179AC.................	ad No 10, 2018
Subdivision B
s 179AD.................	ad No 10, 2018
s 179AE.................	ad No 10, 2018
s 179AF.................	ad No 10, 2018
s 179AG.................	ad No 10, 2018
s 179AH.................	ad No 10, 2018
	ed C53
s 179AI..................	ad No 10, 2018
s 179AJ..................	ad No 10, 2018
s 179AK.................	ad No 10, 2018
	am No 6, 2020
s 179AL.................	ad No 10, 2018
	am No 6, 2020
s 179AM.................	ad No 10, 2018
s 179AN.................	ad No 10, 2018
s 179AO.................	ad No 10, 2018
s 179AP.................	ad No 10, 2018
s 179AQ.................	ad No 10, 2018
	am No 76, 2023
s 179AR.................	ad No 10, 2018
s 179AS.................	ad No 10, 2018
s 179AT.................	ad No 10, 2018
s 179AU.................	ad No 10, 2018
s 179AV.................	ad No 10, 2018
	am No 87, 2024
s 179AW.................	ad No 10, 2018
s 179AX.................	ad No 10, 2018
s 179AY.................	ad No 10, 2018
	am No 68, 2023
s 179AZ.................	ad No 10, 2018
s 179AZA................	ad No 10, 2018
	am No 76, 2023
s 179AZB................	ad No 10, 2018
Division 1A
Division 1A...............	ad No 105, 2008
s 179B..................	ad No 105, 2008
s 179C..................	ad No 105, 2008
	am No 82, 2010
	rs No 10, 2018
	am No 76, 2023
Division 2
s 180...................	am No 44, 1999; Nos. 31 and 55, 2001; No 82, 2010 (as am by No 136, 2012); No 4, 2016
s 181...................	am No 54, 1998; No 10, 2018
s 182...................	am No 55, 2001
s 183...................	am No 54, 1998; No 105, 2008; No 10, 2018
s 183A..................	ad No 44, 1999
s 183B..................	ad No 11, 2016
	am No 10, 2018
s 184...................	am No 54, 1998; No 10, 2018
s 185...................	am No 54, 1998, No 105, 2008; No 10, 2018
s 186...................	am No 44, 1999
s 187...................	am No 55, 2001
s 188...................	am No 44, 1999
Part 9
s 190...................	am No 44, 1999; No 117, 2007; No 75, 2009; No 10, 2018
s 191...................	am No 54, 1998; No 69, 2023; No 76, 2023
s 192...................	am No 54, 1998
s 193...................	am No 54, 1998
s 194...................	am No 105, 2008
s 195...................	am No 54, 1998; No 61, 1998
s 196...................	am No 54, 1998
s 197...................	am No 54, 1998; No 76, 2023
Part 10
Division 1
s 198...................	am No 54, 1998
s 199...................	am No 44, 1999
Division 2
s 200...................	am No 107, 1997; No 61, 1998; No 44, 1999; No 141, 2020; No 76, 2023
s 201, 202................	am No 107, 1997
s 203...................	am No 76, 2023
Division 2A
Division 2A...............	ad No 139, 2002
s 203A..................	ad No 139, 2002
s 203B..................	ad No 139, 2002
	am No 75, 2009
s 203C, 203D..............	ad No 139, 2002
s 203E (prev s 230E).........	ad No 139, 2002 renum No 100, 2005
Division 3
s 204...................	am No 144, 2008
Division 4
s 206...................	am No 44, 1999
s 207...................	am No 107, 1997; No 154, 2007
s 208...................	am No 54, 1998
s 209...................	am No 154, 2007; No 82, 2010
s 210...................	am No 44, 1999; No 76, 2023
Division 5
s 211...................	am No 44, 1999; No 144, 2008; No 141, 2020
s 212...................	am No 44, 1999; No 144, 2008; No 141, 2020
s 213...................	am No 141, 2020
s 216...................	am No 62, 1997; No 54, 1998; No 44, 1999; No 31, 2001 (as rep by No  117, 2001); No 92, 2008; No 176, 2013; No 70, 2015; No 129, 2015; No 127, 2021; No 76, 2023
s 216AA.................	ad No 76, 2023
s 216A..................	ad No 129, 2015
	am No 76, 2023
Division 6
s 218...................	am No 44, 1999
Division 7
s 223...................	am No 69, 2023
s 224...................	am No 69, 2023
Division 8
s 226...................	am No 44, 1999
s 227...................	am No 44, 1999
s 230...................	am No 44, 1999
Part 10A
Part 10A.................	ad No 44, 1999
Division 1
s 230A..................	ad No 44, 1999
	am No 121, 2001; No 154, 2007; No 45, 2008; No 75, 2009; No 82, 2010; No 70, 2015; No 126, 2015; No 10, 2018
s 230AAA................	ad No 10, 2018
Division 1A
Division 1A...............	ad No 10, 2018
s 230AAB................	ad No 10, 2018
	am No 76, 2023
s 230AAC................	ad No 10, 2018
s 230AAD................	ad No 10, 2018
Division 2
Subdivision A
Subdivision A.............	ad No 82, 2010
s 230AA.................	ad No 82, 2010
	am No 10, 2018
s 230AB.................	ad No 82, 2010
	am No 10, 2018
s 230AC.................	ad No 82, 2010
	am No 10, 2018
s 230AD.................	ad No 82, 2010
	am No 10, 2018
s 230AE.................	ad No 82, 2010
	am No 10, 2018
s 230AF.................	ad No 82, 2010
s 230AG.................	ad No 82, 2010
s 230AH.................	ad No 82, 2010
s 230AI..................	ad No 82, 2010
s 230AJ..................	ad No 82, 2010
	am No 43, 2016
	rs No 10, 2018
s 230AK.................	ad No 82, 2010
	am No 10, 2018
s 230AL.................	ad No 82, 2010
s 230AM.................	ad No 82, 2010
	am No 82, 2010
Subdivision B
Subdivision B heading........	ad No 82, 2010
s 230B..................	ad No 44, 1999
	am No 121, 2001; No 120, 2004; No 154, 2007; No 25, 2008; No 45, 2008; No 75, 2009; No  82, 2010; No 70, 2015; No 10, 2018
s 230C..................	ad No 44, 1999
	am No 105, 2008; No 75, 2009; No 43, 2016; No 10, 2018
s 230D..................	ad No 44, 1999
	am No 75, 2009; No 10, 2018; No 76, 2023
s 230E..................	ad No 44, 1999
	rep No 10, 2018
s 230F...................	ad No 44, 1999
	am No 31, 2001; No 55, 2001; No 120, 2004; No 75, 2009; No 82, 2010 (as am by No 136, 2012); No 4, 2016; No 10, 2018
Subdivision C
Subdivision C..............	ad No 10, 2018
s 231...................	rep No 54, 1998
	ad No 10, 2018
s 231A..................	ad No 10, 2018
s 231B..................	ad No 10, 2018
s 231C..................	ad No 10, 2018
s 231D..................	ad No 10, 2018
s 231E..................	ad No 10, 2018
	am No 135, 2020
	ed C57
	am No 64, 2021
s 231F...................	ad No 10, 2018
s 231G..................	ad No 10, 2018
s 231H..................	ad No 10, 2018
s 232...................	rep No 54, 1998
Part 11
s 233A..................	ad No 61, 1998
	am No 55, 2001
s 235...................	am No 54, 1998; No 120, 2004
	rs No 75, 2009
s 236...................	am No 107, 1997; No 54, 1998; No 44, 1999; No 121, 2001; No 37, 2002; No  154, 2007; No 25, 2008; No 45, 2008 (as am by No 8, 2010); No 75, 2009; No  82, 2010; No 70, 2015; No 10, 2018; No 76, 2023; No 39, 2024
s 237...................	am No 38, 2005; No 25, 2008; No 75, 2009; No 39, 2024
s 238...................	am No 54, 1998; No 156, 1999; No 55, 2001
	rep No 154, 2007
s 239...................	am No 54, 1998; No 156, 1999; No 55, 2001
	rep No 154, 2007
s 240...................	am No 54, 1998; No 75, 2009
s 241...................	am No 54, 1998
s 242...................	am No 61, 1998; No 120, 2004; No 75, 2009
s 243...................	am No 54, 1998
	rep No 121, 2001
s 244...................	am No 107, 1997; No 54, 1998
	rep No 121, 2001
s 245...................	am No 107, 1997; No 31, 2001 (as am by No 117, 2001); No 120, 2004; No  25, 2008; No 75, 2009; No 68, 2023
s 245A..................	ad No 25, 2008
	am No 75, 2009
s 245B..................	ad No 25, 2008
s 245C..................	ad No 82, 2010
	am No 39, 2024
s 246...................	am No 54, 1998; No 154, 2007; No 76, 2023
s 246A..................	ad No 10, 2018
s 246B..................	ad No 10, 2018
s 246C..................	ad No 10, 2018
	am No 76, 2023
span>s 248...................	am No 121, 2001; No 68, 2023
s 249...................	am No 107, 1997
	rep No 137, 2000
s 250...................	am No 31, 2001; No 5, 2015
s 251...................	am No 107, 1997
	rep No 54, 1998
	ad No 44, 1999
s 251AA.................	ad No 10, 2018
s 251A..................	ad No 105, 2008
	am No 62, 2014; No 126, 2015
s 251B..................	ad No 105, 2008
s 252...................	am No 54, 1998; No 154, 2007
	rep No 154, 2007
s 253...................	am No 54, 1998; No 154, 2007
Part 12
s 254...................	am No 44, 1999; No 154, 2007; No 75, 2009; No 10, 2018
s 255...................	rep No 44, 1999
s 256...................	am No 54, 1998
	rep No 154, 2007
s 257...................	am No 54, 1998
	rep No 154, 2007
s 258-263................	rep No 154, 2007
s 265...................	ad No 76, 2023
Schedule 1
Schedule.................	am No 107, 1997; No 48, 1998; No 54, 1998; No 61, 1998; No 44, 1999; No 55, 2001; No 121, 2001; No 123, 2001; No  120, 2004; No 32, 2007; No 154, 2007; No 105, 2008; No 144, 2008; No 75, 2009; No 82, 2010; No  62, 2014; No 10, 2018; No 130, 2020; No 127, 2021; No 76, 2023
	renum No 76, 2023
Schedule 1 (prev Schedule)
Schedule 2
Schedule 2................	ad No 76, 2023
Part 1
c 1.....................	ad No 76, 2023
Part 2
c 2.....................	ad No 76, 2023